Time Deposit Accounts (CD)
Earn more, wait less, and save for a purpose!
Often referred to as a certificate of deposit, time deposit accounts are designed to help you save. Invest money into the account, let it grow untouched for a predetermined period, and access the total (larger) amount at the end of the term.
- No annual maintenance fee
- No monthly service charge
- No below minimum balance fee
- No per check charge
- Insured up to $250,000
12 months: 2.00% APY*
36 months: 2.25% APY*
IRA Certificates of Deposit (CD)
Looking for a tax advantage? Our zero-fee IRA certificates work just like a regular time deposit account, but they are held within an individual retirement account. Depending on what kind of IRA you use, you can benefit from tax advantages that work best for you while earning guaranteed growth.
Traditional IRA CDs = Tax-deferred growth
Roth IRA CDs = Tax-free growth
- No annual maintenance fee
- No monthly service charge
- No below minimum balance fee
- No per check charge
- Insured up to $250,000
18 months 0.15% APY*
24 months 0.15% APY*
30 months 0.20% APY*
Daily 0.01% APY*
Money Market
Short-term savings done right!
What is it?
If you’re looking for higher interest rates than traditional bank accounts, you’ve come to the right place. Earn guaranteed interest on your deposits while maintaining easy access to your funds, prioritizing liquidity and low-risk investing.
$5,000 Minimum Deposit 0.35% APY*
$20,000 up to $49,999 0.45% APY*
$50,000 and over 0.55% APY*
- No monthly service fee
- No per check charges
- Insured up to $250,000
- $5,000 deposit is required to open an account
Retirement Accounts
There’s no time like the present to prepare for your future. As you plan for retirement, invest your money through a Roth IRA, traditional IRA, or HSA to grow your savings and experience tax benefits.
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Certificate accounts, IRAs, and money market accounts are all insured by the NCUA up to $250,000 per member.
Certificate accounts and IRAs require a minimum deposit of $250.
To add these accounts to your primary account, contact the Credit Union by phone or through your online banking account.
*APY = Annual Percentage Yield
All rates subject to change without notice
