Loan Rates
Rates accurate as of 6/24/2024
Type of Loan | Rate (APR*) |
Auto Loans: New and Used | |
36 Months | 6.50% |
60 Months | 7.00% |
72 Months | 7.50% |
Auto Loans: New Only | |
**84 Months | 8.25% |
Classic Cars (1995 & older) | 6.75% |
***Home Equity Loans | |
5 Years | 5.00% |
7 Years | 5.50% |
10 Years | 5.75% |
15 Years | 6.00% |
HELOC @ Prime 15 Yr/5 Yr Draw | 8.50% |
Unsecured Loans | 11.05% |
Share Secured Loans | 4.50% |
CD Secured | 2.5% Over Prevailing Earnings Rate (Not to Exceed the Time Limit of the CD) |
Loan Specials | 11.05% |
Collateralized Loans (Backed by property, other than Real Estate) | 7.00% |
Luxury Loan | 8.50% |
Short Term Small Amount = Variable | 14.99% |
Credit Cards | As Low As 11.05% |
*APR = Annual Percentage Rate
**Available on New Loans only
***Rates subject to adjustment annually or at the time that additional withdrawals are taken. Based on the prime rate
Loan rates subject to Tiered Pricing: Based on Credit Criteria.
All Rates Subject to Change Without Notice.
Early Withdrawal is Subject to 90 days Interest Penalty.
*Fees may apply*
Deposit Rates
Rates accurate as of 6/24/2024
Type | Rate (APY*) |
Regular Shares | .05% |
Christmas Club | .05% |
Special Amount | .05% |
Money Market | |
$5000 Minimum Deposit | .35% |
$20,000-$49,000 | .450% |
$50,000+ | .55% |
Certificates of Deposit | |
36 Months | 2.25% |
12 Months | 2.00% |
IRA Certificates of Deposit | |
18 Months | .15% |
24 Months | .15% |
30 Months | .20% |
Daily | .01% |
*APY = Annual Percentage Yield
All rates subject to Tiered Pricing: Based on Credit Criteria
Rates Subject to Change Without Notice
Early Withdrawal is Subject to 90 days Interest Penalty
Fees may apply
