Loan Rates
Rates accurate as of 7/2/2025
Type of Loan | Rate (APR*) |
Auto Loans: New and Used | |
36 Months | 4.25% |
60 Months | 4.50% |
72 Months | 4.75% |
Auto Loans: New Only | |
**84 Months | 6.25% |
Classic Cars (1995 & older) | 6.75% |
Auto Refinance & Lease Buyout Rates | |
36 Months | 4.75% |
60 Months | 5.00% |
72 Months | 5.25% |
84 Months | 6.75% |
***Home Equity Loans | |
5 Years | 5.00% |
7 Years | 5.50% |
10 Years | 5.75% |
15 Years | 6.00% |
HELOC @ Prime 15 Yr/5 Yr Draw | 7.50% |
Unsecured Loans | 11.05% |
Share Secured Loans | 4.50% |
CD Secured | 2.5% Over Prevailing Earnings Rate (Not to Exceed the Time Limit of the CD) |
Loan Specials | 11.05% |
Collateralized Loans (Backed by property, other than Real Estate) | 7.00% |
Luxury Loan | 8.50% |
Short Term Small Amount = Variable | 14.99% |
Credit Cards | As Low As 11.05% |
*APR = Annual Percentage Rate
**Available on New Loans only
***Rates subject to adjustment annually or at the time that additional withdrawals are taken. Based on the prime rate
Loan rates subject to Tiered Pricing: Based on Credit Criteria.
All Rates Subject to Change Without Notice.
Early Withdrawal is Subject to 90 days Interest Penalty.
*Fees may apply*
Deposit Rates
Rates accurate as of 7/2/2025
Type | Rate (APY*) |
Regular Shares | .05% |
Christmas Club | .05% |
Special Amount | .05% |
Money Market Plus | |
$2500 Minimum Deposit | 3.00% |
Money Market | |
$5000 Minimum Deposit | .35% |
$20,000-$49,000 | .450% |
$50,000+ | .55% |
Certificates of Deposit | |
36 Months | 2.25% |
12 Months | 2.00% |
IRA Certificates of Deposit | |
18 Months | .15% |
24 Months | .15% |
30 Months | .20% |
Daily | .01% |
*APY = Annual Percentage Yield
Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.
All rates subject to Tiered Pricing: Based on Credit Criteria
Rates Subject to Change Without Notice
Early Withdrawal is Subject to 90 days Interest Penalty
Fees may apply
