Current Rates

Loan Rates

Rates accurate as of 9/22/2023

Type of Loan

Rate (APR*)

Auto Loans: New and Used

36 Months

5.00%

60 Months

5.25%

72 Months

5.50%

Auto Loans: New Only

**84 Months

6.25%

Classic Cars (1995 & older)

6.75%

***Home Equity Loans

5 Years

5.00%

7 Years

5.50%

10 Years

5.75%

15 Years 

6.00%

HELOC  @ Prime 15 Yr/5 Yr Draw

8.50%

Unsecured Loans
Personal

11.05%

Share Secured Loans
Backed by Non-Available Deposit

4.50%

CD Secured

2.5% Over Prevailing Earnings Rate (Not to Exceed the Time Limit of the CD)

Loan Specials

11.05%

Collateralized Loans

(Backed by property, other than Real Estate)

4.50%

Luxury Loan
(Boats, Motor Homes, Other)

6.50%

Short Term Small Amount = Variable

14.99%

Credit Cards

As Low As 11.05%

*APR = Annual Percentage Rate
**Available on New Loans only
***Rates subject to adjustment annually or at the time that additional withdrawals are taken. Based on the prime rate

Loan rates subject to Tiered Pricing: Based on Credit Criteria.
All Rates Subject to Change Without Notice.
Early Withdrawal is Subject to 90 days Interest Penalty.
*Fees may apply*

Deposit Rates

Rates accurate as of 9/22/2023

Type

Rate (APY*)

Regular Shares

.05%

Christmas Club

.05%

Special Amount

.05%

Money Market

$5000 Minimum Deposit

.35%

$20,000-$49,000

.450%

$50,000+

.55%

Certificates of Deposit

4 Months

5.00%

6 Months

2.00%

10 Months

4.50%

12 Months

2.25%

18 Months

2.25%

24 Months

2.50%

30 Months

3.00%

IRA Certificates of Deposit

18 Months

.15%

24 Months

.15%

30 Months

.20%

Daily

.01%

*APY = Annual Percentage Yield
All rates subject to Tiered Pricing: Based on Credit Criteria
Rates Subject to Change Without Notice
Early Withdrawal is Subject to 90 days Interest Penalty
Fees may apply