Use your home’s current value to create even more with equity-building opportunities like home renovations, funded by a home equity loan.
• Fixed interest rate
• Fixed terms: 5, 7, 10, or 15 years
• No upfront application fee
36-84 month loan options available for new cars, used cars, trucks, SUV's and vans.
Used car loans are not eligible for 84 month loan periods.
1166 Members Save $500 Off Any Vehicle Purchase at Spirit Auto Centers in Swedesboro, a proud Select Employer Group.
We offer some of the most competitive rates in the region for auto loans and home equity loans!
High-yield money market account with flexible access to growing funds!
• 3.00% Annual Percentage Yield (APY)
• Minimum deposit of $2,500 to earn APY
• 2 free withdrawals monthly
• Exclusive cost-saving benefits
• Access to over 5,000 shared branches
• Free financial counseling
• Convenient and local support
1166 FCU is a regional credit union serving communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Since 1936, 1166 FCU has diligently served its members, providing financial guidance, exceptional loan and credit card services, & other personal and business banking tools.
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We discussed living in the squeeze last blog, so you already know inflation is a nightmare, rent is wild, and a massive chunk of Millennials and Gen Z are grinding out life paycheck to paycheck. Worst, this recent Moneywise article shares frightful findings that point to the death of the American dream for many young people.
We’ve also discussed how budgeting and creating an emergency fund can revive financial hope. But here’s what nobody tells you… the reason you hate budgeting or struggle to hold onto an emergency fund isn't just a math problem, it’s how your brain is wired.
In market research,...
Anne Gomez is a long standing credit union member of over 15 years. Anne found 1166FCU through an employee work fair where we had participated. The CEO at the time was Anne Marie, she participated in the fair and shared information about joining the credit union which enticed Anne Gomez into becoming a member & saving herself some money.
What was the credit union like when you first became a member?
I joined after she explained that it would help me save money. I could set up direct deposit to my checking and savings...
Something BIG is coming this March! Something so big that nearly two centuries of history have influenced its very existence.
On March 20th, 1166 Federal Credit Union proudly celebrates 90 YEARS of helping members build stronger financial futures.
As we celebrate this incredible birthday milestone, join us as we reflect on our story and the iconic credit union breakthroughs that defined our past, while looking to the bright future ahead.
1844 - The Rochdale Society of Equitable Pioneers
Our story naturally begins in the BC era, that is, Before Credit...
This March, 1166 Federal Credit Union (1166 FCU) celebrates its 90th year in business! Founded in 1936 to support the financial needs of Mobil research employees, 1166 FCU now provides financial products, services, and education to regional communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Based on its philosophy of “real people helping real people manage their finances,” 1166 FCU’s recharter in 2024 breathed new life into the institution by expanding its outreach to the tri-state area’s 1.5 million unbanked and underbanked individuals. Over the past couple...
We discussed living in the squeeze last blog, so you already know inflation is a nightmare, rent is wild, and a massive chunk of Millennials and Gen Z are grinding out life paycheck to paycheck. Worst, this recent Moneywise article shares frightful findings that point to the death of the American dream for many young people.
We’ve also discussed how budgeting and creating an emergency fund can revive financial hope. But here’s what nobody tells you… the reason you hate budgeting or struggle to hold onto an emergency fund isn't just a math problem, it’s how your brain is wired.
In market research, there’s a framework called VALS (Values and Lifestyles). It proposes that our core psychological motivations dictate how we spend money. If you try to force yourself into a generic, restrictive budget that masks your actual identity, you’ll fall short every single time.
So, let’s start by unmasking and figuring out exactly who you are.
Interactive Quiz:?
Track your letters (A, B, or...
If you're stretching a paycheck to cover rent, gas, and groceries right now, you're not alone. And, you’re definitely not imagining the squeeze. Costs have climbed across the board over the past couple of years, and wages haven't always kept pace.
Add to that unexpected and unplanned costs, such as a car repair or vet bill, and you’re likely feeling overwhelmed. In this environment, it’s common to quietly wrestle with this question: should I even be locking money away in a 401(k), or would I be better off keeping my savings somewhere I can actually get to it?
While there's no one-size-fits-all answer, understanding how these two tools actually work can help you make a decision that fits your real life of increased expenses and emergency events.
The Numbers Behind the Squeeze
First, let’s acknowledge upfront… this isn’t just a feeling. The data backs up what a lot of households are experiencing right now:
Roughly two-thirds of American consumers were living paycheck...
Whether you're back-to-school shopping for a kindergartner or sending a kid off to college, the back-to-school season is one of the year's biggest spending events. Here's a “spend less, save more” guide to help you come out ahead.
What Are Families Really Spending This Year On Back-to-School Shopping
Dating myself a bit… but, back in my day, school shopping centered on scoring the latest TrapperKeeper (physical notebook organizer) and new jeans. And college shopping meant a new comforter, not designer dorm room decor. How times have changed! To know what your finances are facing, check out the 2025 national data for back-to-school shopping:
For K–12 students, households are projected to spend an average of $850 to $900 this year for basic supplies (notebooks, folders, index cards), apparel and shoes, electronics (tablets, laptops, calculators), and extracurriculars.
...
You can’t see it or touch it, but a powerful financial tool exists within your home. What is it? No, not the ghost of your long-lost rich ancestor. It’s your home equity!
As fall approaches, “change” is in the air. Cooler weather draws us indoors and shifts our focus from carefree summer days to end-of-year goals like nailing down home improvements, knocking out high-interest debt, or tackling significant expenses before the year wraps up.
We've waived the Application fee on Home Equity & HELOC Applications - Now through August 30th
Your home equity can help you accomplish all these autumnal achievements. When tapping into it, you have two popular options:
Home Equity Loan
Home Equity Line of Credit (HELOC)
So, what’s the difference? And which one is right for you? Let’s break it down so you can embrace the season and make a financial change for the...
Sowmi Krishnamurthy's affiliation with 1166 FCU started 46 years ago. As we continue to celebrate our 90th year, it's exciting to highlight a story from someone who's been a member for more than half of our existence!
What led you to join 1166 FCU?
As a young engineer in 1980 at Mobil's Paulsboro Research Laboratory I saw value in joining the Credit Union, which was then Mobil Research FCU 1166 run for the benefit of Mobil employees.
What are some important moments or financial milestones in your life where the credit union...
Margie Patterson has been a devoted member of 1166 Federal Credit Union for over two decades. Her journey with us started back when our branch was located in the Paulsboro Technology Center. Over the past 20 years, Margie has relied on 1166FCU for everything from major milestones like car and home equity loans to managing her daily finances and holiday savings. Here is a look at why she calls 1166FCU her financial home and what makes her relationship with our team so special.
When did you first become a member of the credit union, and what originally led you to join?
Anne Gomez is a long standing credit union member of over 15 years. Anne found 1166FCU through an employee work fair where we had participated. The CEO at the time was Anne Marie, she participated in the fair and shared information about joining the credit union which enticed Anne Gomez into becoming a member & saving herself some money.
What was the credit union like when you first became a member?
I joined after she explained that it would help me save money. I could set up direct deposit to my checking and savings...
When did you first become a member of the credit union, and what originally led you to join?
I worked at the Exxon Mobil Research facility in the Blend Plant and later in Building 48, and joined in 2015. I was having issues with my bank, and a co-worker recommended the credit union. Ever since, it’s been a part of every financial purchase I’ve made.
What was the credit union like when you first became a member?
The credit union staff have always been there...
Credit Union #412589 | RSSD #644271 | Maureen Sovani NMLS # 2771931 | Marci Brozey NMLS #1069036 | Michael DiPlacido NMLS #144422
95 Woodstown Rd, Unit C
Swedesboro NJ 08085
Monday - Friday:
8:30am - 4:00pm
(856) 542-9235
231278122
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