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Technology To Meet Members Needs:

Mobile Apps, Text Banking, Online 24/7, Bank-to-Bank Shared Branching, Mortgages in 40 States, Personal Lending, Rewards-Based Credit Cards, Debit Cards

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We've Got Your Business Covered

Lower fees and dedicated loan specialists to help businesses reach their highest financial goals.

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Become A Member Today:

• Low loan rates
• Sign up for checking and savings accounts
• Easy application for loans of any type
• Access to over 5,000 shared branches
• Free credit report
• Credit Union Travel Club

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On The Spot Financial Counseling

Learn from the best using our financial counseling services. Make informed decisions about credit cards, loans, budgeting, and more!

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Easy Access to Student Loans

• Easy access to the money you need for school
• Competitive interest rates
• Multiple repayment options
• No origination fee or prepayment penalty

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Personal & Business Loans

Easy application for mortgage loans, project loans, student loans, & business loans. With low loan rates, interest rates, and multiple repayment options.

1166 FCU

Our Numbers Add Up to Service & Savings

1166 FCU is a regional credit union serving communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Since 1936, 1166 FCU has diligently served its members, providing financial guidance, exceptional loan and credit card services, & other personal and business banking tools.

Become A Member Today!

Text Your Zip Code to 91989 for a List of Branches Near You!

Explore Our Services

Personal Banking

Personal Banking

Business Banking

Business Banking

Lending & Credit

Lending & Credit

Branches & ATMs

Branches & ATMs

Current Rates

Auto Loans as low as

5.00

Home Equity as low as

5.00

Deposits as high as

5.00

Credit Cards as low as

11.05

1166 FCU Joins Two Local Chambers of Commerce
News & Blog
1166 FCU Joins Two Local Chambers of Commerce

1166 Federal Credit Union is thrilled to announce its membership to two local chambers: the Chamber of Commerce of Southern New Jersey (CCSNJ) and the Gloucester County Chamber of Commerce (GCCCNJ).

Chamber membership gains 1166 FCU access to valuable resources that foster growth for the organization as well as its communities. As a long-term advocate of “real people helping real people,” the credit union believes its membership will enhance its community involvement and bring unique financial solutions to more people within its service areas of Southern New Jersey, Southeastern Pennsylvania,...

CEO Annemarie Shinn Speaks With the Delaware News Journal
News & Blog
CEO Annemarie Shinn Speaks With the Delaware News Journal

In late 2023, 1166 Federal Credit Union expanded its service area to reach underserved and underbanked communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware. To inform eligible communities about the credit union’s recent charter expansion, as well as its services, the credit union’s CEO Annemarie Shinn spoke with Anitra Johnson from the Delaware News Journal in December.

Delaware offers 100 shared branch locations for 1166 FCU members, aiding in the provision of financial solutions to areas with historically limited or nonexistent access to banking. With $5, eligible...

1166 FCU Hosts Annual Members Meeting
News & Blog
1166 FCU Hosts Annual Members Meeting

On November 16, members of the 1166 Federal Credit Union gathered for our Annual Members Meeting, the first such in-person meeting since 2019. Attendees learned of the organization's progress from Board members and Executive Director Annemarie Shinn, as they enjoyed fellowship, food, and drinks at the Swedesboro Brewing Company. We’d like to thank all the members in attendance and our team for facilitating this informative and fun event.

Sign up for our monthly newsletter to stay in the know...

2 Debt Repayment Strategies You Will Love
Financial Education
2 Debt Repayment Strategies You Will Love

Does reading “debt repayment strategies” send a shiver down your spine? That wouldn’t be the only cause for a case of the chills. The temperatures are dropping, the wind is howling, and it takes me at least 10 extra minutes to leave my warm, cozy bed each morning. February is here, and with it comes thoughts of two things: snow and Valentine's Day. While piled under blankets with a warm cup of tea, I fondly recall two snow-themed debt repayment strategies: the snowball and avalanche method. Debt repayment isn’t as cold as you think, especially when the warm feelings of debt-free living aren’t far from reach. Let me prove it to you!
What is the Snowball Method?
When a situation is “snowballing,” it means it’s growing bigger and bigger. This debt-repayment strategy follows the same idea with the funds you allocate to debt repayment growing larger, NOT your debt.

The snowball method debt repayment strategy tackles debt balances from smallest to largest. First, you diminish your smallest...

3 Financial Resolutions To Kick Start 2024
Financial Education
3 Financial Resolutions To Kick Start 2024

It’s the new year! You know what that means: New Year resolutions. While hitting the gym and eating healthier are popular resolutions for a reason, financial resolutions are the real unsung heroes of 2024 prepping.
Financial resolutions are the gateway to achieving additional yearly goals. For example:

Creating a budget → ability to afford a gym membership
Raising your credit score → mortgage pre-approval on your dream home
Starting an emergency fund → less stress in the years to come

Unlock the full potential of 2024 by taking control of your finances. Here are three practical financial resolutions for the new year and ways to stick with them.
Create a Monthly Budget
Wow! Your federal credit union suggests that you track and save your money? Who would have thought?! Sarcasm aside, creating a monthly budget, or budget in general, is a huge step toward a financially successful year. In fact,

Help Seniors Recognize and Defend Against Scams and Elder Fraud
Financial Education
Help Seniors Recognize and Defend Against Scams and Elder Fraud

In 2022, the Federal Bureau of Investigation (FBI) reported a total loss of $3.1 billion to scams for adults over 60. Unfortunately, the holidays are the perfect opportunity for scammers to take advantage of seniors prone to charitable giving. Scammers will ask seniors for donations via email, text, phone, social media, or mail. They may even claim donations were made to the charity in the past.
How to Help Seniors Recognize and Defend Against Scams and Elder Fraud

In 2022, 88,262 people over 60 fell victim to elder fraud, according to the Federal Bureau of Investigation (FBI). Of those victims, individuals lost an average of $35,101, and 5,456 lost more than $100k. These losses are an 84% increase from 2021. It’s clear that scammers aren’t slowing down, and seniors need to stay in the know to defend against them, especially during the holiday season...

Credit Unions vs Banks
Financial Education
Credit Unions vs Banks

What advantages do credit unions have over traditional banks? Many of us are no strangers to traditional banks. If you’re like me, you may have even enjoyed visiting the bank as a child, knowing that the workers are loaded with yummy lollipops and eager to give you one. On the other hand, people seeking financial resources are often unaware of credit unions or simply overlook their services. What if I told you that banks aren’t always as sweet as those lollipops and joining a credit union may be the perfect solution for you?
Here are three areas where credit unions have an advantage over banks.

Low-interest rates on loans/credit cards

Credit unions are non-profit organizations, dedicated to giving money back to their members. The profits made directly benefit those they serve. Banks need to meet the needs of their shareholders, taking the focus off of clients and upping the interest rates on services.

From your car to your home, our credit union offers low...

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