slider
Technology To Meet Members Needs:

Mobile Apps, Text Banking, Online 24/7, Bank-to-Bank Shared Branching, Mortgages in 40 States, Personal Lending, Rewards-Based Credit Cards, Debit Cards

slider
We've Got Your Business Covered

Lower fees and dedicated loan specialists to help businesses reach their highest financial goals.

slider
Become A Member Today:

• Low loan rates
• Sign up for checking and savings accounts
• Easy application for loans of any type
• Access to over 5,000 shared branches
• Free credit report
• Credit Union Travel Club

slider
On The Spot Financial Counseling

Learn from the best using our financial counseling services. Make informed decisions about credit cards, loans, budgeting, and more!

slider
Easy Access to Student Loans

• Easy access to the money you need for school
• Competitive interest rates
• Multiple repayment options
• No origination fee or prepayment penalty

slider
Personal & Business Loans

Easy application for mortgage loans, project loans, student loans, & business loans. With low loan rates, interest rates, and multiple repayment options.

1166 FCU

Our Numbers Add Up to Service & Savings

1166 FCU is a regional credit union serving communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Since 1936, 1166 FCU has diligently served its members, providing financial guidance, exceptional loan and credit card services, & other personal and business banking tools.

Become A Member Today!

Text Your Zip Code to 91989 for a List of Branches Near You!

Explore Our Services

Personal Banking

Personal Banking

Business Banking

Business Banking

Lending & Credit

Lending & Credit

Branches & ATMs

Branches & ATMs

Current Rates

Auto Loans as low as

5.00

Home Equity as low as

5.00

Deposits as high as

5.00

Credit Cards as low as

11.05

1166 FCU Hosts Annual Members Meeting
News & Blog
1166 FCU Hosts Annual Members Meeting

On November 16, members of the 1166 Federal Credit Union gathered for our Annual Members Meeting, the first such in-person meeting since 2019. Attendees learned of the organization's progress from Board members and Executive Director Annemarie Shinn, as they enjoyed fellowship, food, and drinks at the Swedesboro Brewing Company. We’d like to thank all the members in attendance and our team for facilitating this informative and fun event.

Sign up for our monthly newsletter to stay in the know...

Help Seniors Recognize and Defend Against Scams and Elder Fraud
Financial Education
Help Seniors Recognize and Defend Against Scams and Elder Fraud

In 2022, the Federal Bureau of Investigation (FBI) reported a total loss of $3.1 billion to scams for adults over 60. Unfortunately, the holidays are the perfect opportunity for scammers to take advantage of seniors prone to charitable giving. Scammers will ask seniors for donations via email, text, phone, social media, or mail. They may even claim donations were made to the charity in the past.
How to Help Seniors Recognize and Defend Against Scams and Elder Fraud

In 2022, 88,262 people over 60 fell victim to elder fraud, according to the Federal Bureau of Investigation (FBI). Of those victims, individuals lost an average of $35,101, and 5,456 lost more than $100k. These losses are an 84% increase from 2021. It’s clear that scammers aren’t slowing down, and seniors need to stay in the know to defend against them, especially during the holiday season...

Credit Unions vs Banks
Financial Education
Credit Unions vs Banks

What advantages do credit unions have over traditional banks? Many of us are no strangers to traditional banks. If you’re like me, you may have even enjoyed visiting the bank as a child, knowing that the workers are loaded with yummy lollipops and eager to give you one. On the other hand, people seeking financial resources are often unaware of credit unions or simply overlook their services. What if I told you that banks aren’t always as sweet as those lollipops and joining a credit union may be the perfect solution for you?
Here are three areas where credit unions have an advantage over banks.

Low-interest rates on loans/credit cards

Credit unions are non-profit organizations, dedicated to giving money back to their members. The profits made directly benefit those they serve. Banks need to meet the needs of their shareholders, taking the focus off of clients and upping the interest rates on services.

From your car to your home, our credit union offers low...

How to Build Credit When You Have None
Financial Education
How to Build Credit When You Have None

What is credit and how do I build credit without a credit history? When you have a credit history, it proves that you are reliable when it comes to repaying borrowed money. The more credit you have, the easier it is to get loans, credit cards, and even lower insurance. But how do you build credit in the first place?

Become an authorized user

Does a family member or significant other have a credit card? Ask if they can add you as an authorized user. When you’re an authorized user, that card’s payment history is added to your credit files, meaning when the card owner pays on time, that builds your credit. You don’t even need to have or use the card yourself! But be careful, don’t become an authorized user under someone with bad credit card habits. That damages both of your credit!

Apply for a secured card

A secured credit card is a card that requires a cash deposit when you open the account. This deposit is usually the same amount as your credit limit. If you miss or are...

Creating a Monthly Budget
Financial Education
Creating a Monthly Budget

Creating a monthly budget. While you may not currently jump for joy when you read those words, budgeting can expand your financial horizons far beyond what you think is possible.

Budgeting is when you allocate funds to specific areas of spending. It is a practice that keeps you financially responsible, prepares you for the future, and helps you save money so you can accomplish your goals.
Let’s look at a few easy steps you can take to establish your monthly budget.

Identify how much money you make each month (monthly net income)

This may seem like a no-brainer, but you are going to need to know how much money you make in a month so you can distribute those funds throughout your budget.

Calculate your fixed and variable expenses

Expenses. These are all of the things that you pay for each month, taking away from that net income you get on payday. This step tells us where your money is going on a monthly basis. Pro tip: check back on your credit card statements to get...

Skip to content