Use your home’s current value to create even more with equity-building opportunities like home renovations, funded by a home equity loan.
• Fixed interest rate
• Fixed terms: 5, 7, 10, or 15 years
• No upfront application fee
36-84 month loan options available for new cars, used cars, trucks, SUV's and vans.
Used car loans are not eligible for 84 month loan periods.
1166 Members Save $500 Off Any Vehicle Purchase at Spirit Auto Centers in Swedesboro, a proud Select Employer Group.
We offer some of the most competitive rates in the region for auto loans and home equity loans!
High-yield money market account with flexible access to growing funds!
• 3.00% Annual Percentage Yield (APY)
• Minimum deposit of $2,500 to earn APY
• 2 free withdrawals monthly
• Exclusive cost-saving benefits
• Access to over 5,000 shared branches
• Free financial counseling
• Convenient and local support
1166 FCU is a regional credit union serving communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Since 1936, 1166 FCU has diligently served its members, providing financial guidance, exceptional loan and credit card services, & other personal and business banking tools.
4.25
5.00
3.00
Gas prices slowing your roll? Airline charges keeping you grounded? While we provided financial-planning trip tips in our last blog, we know times are tough for vacation planning this year. That said, the good news is that staycation options abound.
In addition to regional summer fun activities, with the FIFA World Cup and America’s 250th birthday celebrations, our communities are rolling out the red carpet to welcome global and national visitors to our region. Why not stay local and enjoy the party?
Think Local:
With some of the best summer experiences right in your backyard, there’s...
Something BIG is coming this March! Something so big that nearly two centuries of history have influenced its very existence.
On March 20th, 1166 Federal Credit Union proudly celebrates 90 YEARS of helping members build stronger financial futures.
As we celebrate this incredible birthday milestone, join us as we reflect on our story and the iconic credit union breakthroughs that defined our past, while looking to the bright future ahead.
1844 - The Rochdale Society of Equitable Pioneers
Our story naturally begins in the BC era, that is, Before Credit...
This March, 1166 Federal Credit Union (1166 FCU) celebrates its 90th year in business! Founded in 1936 to support the financial needs of Mobil research employees, 1166 FCU now provides financial products, services, and education to regional communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Based on its philosophy of “real people helping real people manage their finances,” 1166 FCU’s recharter in 2024 breathed new life into the institution by expanding its outreach to the tri-state area’s 1.5 million unbanked and underbanked individuals. Over the past couple...
1166 Federal Credit Union has officially launched its new money market product, “Money Market Plus,” now available to new and existing credit union members. Federally insured by NCUA, this high-yield account offers flexible access to funds as they grow. The Money Market Plus account features include:
3.00% Annual Percentage Yield (APY*)
2 free withdrawals monthly**
No monthly maintenance fees
Minimum deposit of $2,500 to earn APY
Dividends are calculated daily and paid monthly
Anyone else plagued by HATAT syndrome: How Are They Affording This? It’s the thought that hits the moment I scroll through someone’s vacation photos on Instagram, along with “take me with you!”
If you’re tired of FOMO and want a summer trip that doesn't trip up your finances, here’s how to do it without paying the price long after you’re home.
Not All Who Wander Can Afford It
The average one-week vacation in the U.S. costs about $2,000 per person, and more than half of U.S. adults plan to take a vacation this year. Yet, nearly 29% of these vacationers expect to go into debt to fund their trips.
So that “How are they affording this?” question?
Well, a lot of times…they’re not. They’re just delaying the cost.
Debt Reality...
Post-chocolate jeans, a crowded room, the Federal Reserve’s balance sheet - some things are known for being tight. But now thanks to quantitative easing, one of those is loosening, and it has nothing to do with Valentine’s Day treats or packed rooms, and everything to do with the future of your finances.
What Has the Fed Been Up To?
Since 2022, the U.S. central banking system, also known as the Federal Reserve or “the Fed”, has been pursuing Quantitative Tightening (QT), a strategy that reduces the amount of money circulating in the economy by selling government assets and securities.
This policy produces everyday consequences like:
High interest rates
Lower inflation
A slower economy
Tighter credit and fewer loan approvals
Reduced consumer and business spending
Between you and me, the only thing I really love on that list is lower inflation. So, when would the Fed embrace QT?
When Does the Fed Use Quantitative Tightening?
Post-pandemic, QT made sense because...
If there’s one thing I know about the investment world, it’s that it loves an acronym. But don't let the technical name fool you: While 'exchange-traded fund' (ETF) doesn't exactly sound thrilling, it could play a transformative role in the future of your finances.
With global assets invested in ETFs recently soaring past $19 trillion, the secret is officially out; savvy investors are taking advantage of ETFs for their 2026 portfolios.
So keep the “new year, new me” mentality flowing and explore why more investors are turning to ETFs and how you can do the same.
What is an ETF?
An exchange-traded fund (ETF) is a pool of money from a large group of investors that is used to purchase a diversified mix or “basket”...
To bargain lovers' delight, and your wallets fright, it’s the most tempting time of the year to splurge on holiday purchases wrapped in red stickers and limited-time discounts. But without the right shopping strategy, presents won’t be the only thing under the Christmas tree; you’ll find a bundle of debt there, too.
Debt Trends Are Snowballing
One Gallup poll found that American shoppers expect to spend an average of $1,007 on holiday shopping. On top of that, among the 79% of people who spend on gifts or travel, 52% say they don’t plan to pay off their holiday balances in full when bills are due, according to the American Institute of CPAs (AICPA).
Put simply, Americans are planning to take on debt...
Bill Angelini is a dedicated Greenwich Township fire official and former chief who has maintained a loyal membership with 1166 Federal Credit Union for four decades. He utilizes the institution for a wide range of financial needs, including auto loans, building refinancing, and high-yield CDs, while leveraging payroll deductions for easy saving. Despite the convenience of digital banking, Bill visits the branch weekly because he highly values the competitive rates and the personalized, "first-name" service provided by the staff.
“For the past 40 years, this credit union has been...
Credit Union #412589 | RSSD #644271 | Maureen Sovani NMLS # 2771931 | Marci Brozey NMLS #1069036 | Michael DiPlacido NMLS #144422
95 Woodstown Rd, Unit C
Swedesboro NJ 08085
Monday - Friday:
8:30am - 4:00pm
(856) 542-9235
231278122
Copyright 2026 1166 Federal Credit Union
All Rights Reserved Created and Designed by Riggs Creative Group
