Loans & Credit FAQs

How do I apply for a loan?
  • Applying for a loan is easy with our standard loan application.
  • Click HERE for the required information for loan applications.
  • Not what you’re looking for? Call us at (856) 542-9241 and we will be happy to design a loan that fits your needs.
  • If you wish to send us an e-mailed copy of a loan application, we ask that you do not transfer private information over the Internet.


If you must send us private information, log into  It’s Me 247 Online Banking and send the information securely.

You can also drop off, mail, or fax your information:Address: 95 Woodstown Rd, Unit C, Swedesboro, NJ 08085

Phone: (856) 542-9241 or (856) 542-9242

Fax: (856) 542-9235

What types of loans do you offer?

1166 FCU offers home equity loans, auto loans, credit card loans, and personal loans.
View our rates.

Do you offer credit counseling services?

1166 FCU provides financial guidance to all of our members. Contact us for more information.

What is the interest rate for the loan I’m interested in?
What is the loan approval process?
  • Once you have applied for a loan and the required documents are provided, the lending team will begin reviewing the loan.
  • Fill out our Standard Loan Application form.
Do you offer loan pre-approval?

Yes! Contact a representative at for guidance, or call us at (856) 542-9241 to speak to a dedicated team member

What happens if I miss a loan payment?

Life happens. Members have 10 days to make their loan payment after their due date without a penalty.

What should I do if I encounter financial hardship and cannot repay my loan?
  • Contact us as soon as possible so that our lending team can find solutions that fit your needs.
  • Contact a representative at for guidance, or call us at (856) 542-9241 to speak to a dedicated team member.