Personal

Your finances are YOUR finances. That’s why we provide personal banking services that make it easy for members to manage their money. Gain access to:

  • Online banking
  • Debit cards
  • Credit cards
  • Cash app & Venmo Connectivity
  • Early paycheck availability
  • Bank-to-bank transfers
  • FREE notary service
  • Online check orders
  • And more!

Paying your bills? You’ve got options:

Pay online, using person-to-person transfers, or pay-by-voice command using Alexa!

Why 1166 FCU?

  • No minimum checking balance required
  • No monthly service charge

 

Quick Links

Online Banking & Mobile App

Mobile App & Online Banking

Time is money. Save both using our free 1166 Federal Credit Union mobile app and online banking platform!

Sign Up For Online Banking

Register with our online banking platform for access to our mobile app.

View Our Online Banking Instructions!

Mobile App

With our free mobile app, you can view bank account balances, make deposits, manage your Visa credit card activity, and make transfers inside of your credit union accounts on any smartphone or tablet. No service fees apply!

Download for free directly from the Apple Store or Google Play.

Mobile access requires prior registration with It’s Me 247 Online Banking.

Locked Out of the App?

If you are locked out of your mobile app, contact the credit union at (856) 542-9241 for assistance or log into your It’s Me 247 Online Banking account to unlock your device.

Mobile Platinum

With our Platinum Service, make person-to-person and bank-to-bank transfers as well as mobile bill payments with Bill Payer for just $5.00 a month.

Mobile Platinum requires prior registration with It’s Me 247 Online Banking.

Credit Card Access

Access your 1166 FCU Visa credit card on your mobile device using our 1166 FCU app (accounts, +, search “EZ card info”).

Online Safety Tips

  • Password protect or screen lock your device.
  • Notify 1166 FCU immediately if your devices are lost or stolen.
  • Change your online banking password often.
  • Frequently verify your account balances and regularly monitor account activity.
  • Turn off Bluetooth when you are not using it.

Need Help?

View our FAQ page!

Membership


Interested in becoming a member?

Join 1166 FCU Today!

  • 1166 FCU is a tri-state credit union dedicated to supporting financial equity within our communities
  • No minimum checking balance required
  • Gain access to online banking tools and over 5,000 shared branches
  • We are part of the CO-OP Shared Branch Network
  • Our financial guidance counselors will work with you to reach your financial goals
  • See if you’re eligible for membership

Apply For Membership Now!




Debit Cards

Access money in your checking account without the hassle of using cash or checks. No debt. No sneaky bills to pay. Just easy access to make your purchases easier than ever.

Credit Cards

Build credit and increase your purchasing power with our credit card options.

Access your 1166 FCU Visa credit card  at eZCardinfo.com.

Retirement Accounts

Invest in your future with a retirement account that fits your goals.
Talk to a member of our team for more information about Roth IRA, Traditional IRA, and HSA opportunities.

Roth IRA

Pay taxes on deposits now for tax-free withdrawals in retirement.

Key ROTH IRA Characteristics:

  • Contributes made from after-tax dollars
  • Earnings grow tax-free
  • Tax-free withdrawals in retirement
  • Income limits affect eligibility
  • Early withdrawal = no taxes or penalty unless withdrawing earnings rather than contributions
  • No minimum distribution requirement until the death of the account owner
  • 5-year holding period
  • Annual contribution limits

Traditional IRA

Make tax-free deposits before retirement and pay taxes on withdrawals later.

Key Traditional IRA Characteristics:

  • Contributions made from pre-tax dollars
  • Earnings grow tax-free
  •  Tax-free contributions
  • Open to anyone with earned income
  • Taxed on withdrawals in retirement
  • Early withdrawal = 10% tax penalty and taxed on amount withdrawn
  • equired minimum distributions (RDMs)
  • No holding period
  • Annual contribution limits

Health Savings Account (HSA)

Triple tax-advantaged accounts that are used to pay for qualifying medical expenses with pre-tax contributions. Money saved within the account can be used in retirement.

  • Tax-free account contributions
  • Contributions grow tax-free
  • Tax-free withdrawals when used for qualifying medical expenses
  • Savings can be used for nonqualifying expenses after turning 65, but account holders must pay regular income tax on non-qualified withdrawals in retirement.
  • Income tax and penalty on withdrawals for nonqualifying expenses before 65
Cash App & Venmo Connectivity

Splitting the bill at dinner? Requesting payment for a service? Easily connect your 1166 FCU checking or savings account with Cash App or Venmo to make sending and receiving money a breeze.

Branches & ATM Locator

Constant connection matters. As a member, you’ll gain access to over 5,000 shared branches nationwide.

Watch this video to learn more about CO-OP Shared Branch Networks!

TEXT Your Zip Code to 91989 for a List of Branches Near You!

Early Paycheck Availability

Imagine getting paid BEFORE your expected payday. Make that dream a reality with our Early Paycheck Availability.

Visit our free 1166 FCU Credit Union mobile app or our It’s Me 247 Online Banking platform to see if you have a pending deposit. Access that deposit with the simple push of a button up to three days before expected.

Bank-to-Bank Transfers

Transferring money doesn’t have to be a hassle. Relocate your money safely and securely as a member of 1166 FCU.

We have all the options you need

  • Transfer money anytime, anywhere with mobile and online banking access
  • Mail in your check deposit using the U.S. Postal Service
  • Use your debit card at local ATMs
  • Visit our branch office

Mobile Access

  • Deposits are limited to less than $3,000 each
  • Online banking registration is required for transactions
  • Upgrade to mobile platinum for convenient Bill Payer services

Access to Bill Payer via 1166 FCU’s Mobile Platinum Service

  • Online access
  • Pay your bills right from your phone
  • Schedule future payment dates or pay bills automatically
  • No forms
  • Person-to-person transfers
  • Bank-to-bank transfers

Online Banking

  • Transfer money to any of your 1166 FCU accounts
  • View account balances
  • Set up automatic transfers
  • Pay your loans
  • Deposit checks

Direct Deposit/Payroll Deduction

Contact your payroll department

Online Check Orders

Need checks? Check out our online check order system.

Check order charges will be deducted from your account automatically.

FREE Notary Service

Do you have documents that need to be notarized? We provide FREE notary services for our members.

Time Deposit Accounts

Earn more and wait less with an 1166 FCU time deposit account. View our current rates and start saving for a purpose!

Personal Loans

Live life to the fullest with a personal loan that fits your personal needs.
View Our Options!

Free Financial Counseling

It’s hard to feel confident about your financial decisions when you’re making them on your own.

As a member of 1166 FCU, you can receive FREE financial guidance from certified counselors. Rest easy knowing your decisions are backed by expert advice.

Contact us today and get paired with an expert who can help.

Helpful Safety Tips
  • Security Warning: The app is free to download directly from the Apple Store or Google Play.
  • Password protect or screen lock your device.
  • Notify 1166 FCU immediately if your devices are lost or stolen.
  • Change your online banking password often.
  • Frequently verify your account balances and regularly monitor account activity.
  • Turn off Bluetooth when you are not using it.