Earn more than a regular savings account without sacrificing easy access to your money.
$5,000 Minimum Deposit → 0.35% APY*
$20,000-$49,000 → 0.45% APY*
$50,000+ → 0.55% APY*
- 3 free withdrawals, traders, or checks per month**
- No monthly maintenance fees
- No per check charges
- Dividends are calculated daily and paid monthly
Money Market Plus Accounts
This high-yield money market account offers the same flexible access to growing funds, but at our highest money market rate and lowest required minimum deposit.
- 3.00% Annual Percentage Yield (APY*)
- Minimum deposit of $2,500 to earn APY
- 2 free withdrawals monthly***
Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.****
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*APY = Annual Percentage Yield. 3.00% APY is accurate as of June 27, 2025, and subject to change at any time.
** For regular Money Market Accounts: Up to 3 free withdrawals per month without penalty, with additional withdrawals incurring a $20 charge per occurrence. Penalty fees may reduce earnings.
***For Money Market Plus Account: Up to two free withdrawals per month without penalty, with additional withdrawals incurring a $25 charge per occurrence. Penalty fees may reduce earnings.
**** Transfers from existing 1166 FCU accounts alone do not qualify.
