Earn more, wait less, and save for a purpose!
Often referred to as a certificate of deposit, time deposit accounts are designed to help you save. Invest money into the account, let it grow untouched for a predetermined period, and access the total (larger) amount at the end of the term.
- No annual maintenance fee
- No monthly service charge
- No below minimum balance fee
- No per check charge
- Insured up to $250,000
12 months 2.00% APY*
36 months 2.25% APY*
IRA Certificates of Deposit (CD)
Looking for a tax advantage? Our zero-fee IRA certificates work just like a regular time deposit account, but they are held within an individual retirement account. Depending on what kind of IRA you use, you can benefit from tax advantages that work best for you while earning guaranteed growth.
Traditional IRA CDs = Tax-deferred growth
Roth IRA CDs = Tax-free growth
- No annual maintenance fee
- No monthly service charge
- No below minimum balance fee
- No per check charge
- Insured up to $250,000
18 months 0.15% APY*
24 months 0.15% APY*
30 months 0.20% APY*
Daily 0.01% APY*
Get Started
Contact our team to earn more with a time deposit account!
Certificate accounts are all insured by the NCUA up to $250,000 per member.
Certificate accounts and IRA CDs require a minimum deposit of $250.
*APY = Annual Percentage Yield
All rates subject to change without notice
CD Accounts are governed by separate contract and by the rules of this disclosure.
