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Personal & Business Loans

Easy application for mortgage loans, project loans, student loans, & business loans. With low loan rates, interest rates, and multiple repayment options.

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Technology To Meet Members Needs:

Mobile Apps, Text Banking, Online 24/7, Bank-to-Bank Shared Branching, Mortgages in 40 States, Personal Lending, Rewards-Based Credit Cards, Debit Cards

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We've Got Your Business Covered

Lower fees and dedicated loan specialists to help businesses reach their highest financial goals.

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Become A Member Today:

• Low loan rates
• Sign up for checking and savings accounts
• Easy application for loans of any type
• Access to over 5,000 shared branches
• Free credit report
• Credit Union Travel Club

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On The Spot Financial Counseling

Learn from the best using our financial counseling services. Make informed decisions about credit cards, loans, budgeting, and more!

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Easy Access to Student Loans

• Easy access to the money you need for school
• Competitive interest rates
• Multiple repayment options
• No origination fee or prepayment penalty

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1166 FCU

Our Numbers Add Up to Service & Savings

1166 FCU is a regional credit union serving communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Since 1936, 1166 FCU has diligently served its members, providing financial guidance, exceptional loan and credit card services, & other personal and business banking tools.

Become A Member Today!

Text Your Zip Code to 91989 for a List of Branches Near You!

Explore Our Services

Personal Banking

Personal Banking

Business Banking

Business Banking

Lending & Credit

Lending & Credit

Branches & ATMs

Branches & ATMs

Current Rates

Auto Loans as low as

4.25

Home Equity as low as

5.00

Deposits as high as

2.25

Credit Cards as low as

11.05

1166 FCU Donates Financial Education Tools to Special Needs Class
News & Blog
1166 FCU Donates Financial Education Tools to Special Needs Class

1166 Federal Credit Union (1166 FCU) recently donated financial education tools & workbooks to a Clearview Regional High School special needs class to advance its students’ financial literacy. As Clearview special education teacher Kathleen Firkser sought financial education materials to equip her class for real-world money management scenarios, she reached out to 1166 FCU. “We’re committed to empowering the next generation with financial knowledge, especially in underserved communities, so we’re happy to provide financial education workbooks for Ms. Firsker’s students,” shared CEO Annemarie...

Celebrating Black History Month: Honoring Past and Present Financial Leaders
News & Blog
Celebrating Black History Month: Honoring Past and Present Financial Leaders

While history is rich with game-changing Black leaders who transformed the financial industry, changes in financial education remain vital to improving the current economic standing of African Americans—a status that recent reports have highlighted as troubling.

The Teachers Insurance and Annuity Association of America (TIAA) Institute’s Personal Finance Index (P-Fin Index) “measures eight key areas of personal finance knowledge: earning, consuming, saving, investing, borrowing and managing debt, insuring, comprehending risk and uncertainty, and go-to information sources,” according to the National...

Win Tax Season With TurboTax & H&R Block Discounts
News & Blog
Win Tax Season With TurboTax & H&R Block Discounts

Access incredible tax savings as a member of 1166 FCU. Not a member? Apply today!

Get a bigger discount this tax season with savings of 20% on TurboTax federal products. Hand off your taxes, get help from experts, or file on your own – with TurboTax, America’s #1 tax preparation provider.

Presenting new IDCheck by Co-op for Shared Branching
News & Blog
Presenting new IDCheck by Co-op for Shared Branching

This new IDCheck product enables Participating Credit Unions to more effectively validate the identity of guest members during Shared Branching transactions while minimizing the risk of potential fraud.

Effective May 1, 2025, Shared Branching users will be required to preload their state-issued driver's ID into this application before visiting a Participating Shared Branch location.

If you are a visiting Credit Union Shared Branching participant, please follow the instructions below to prepare for this transition prior to May 1, 2025.

If you are an 1166 FCU Shared Branching user planning...

Scams are Getting Smarter – Are You?
Financial Education
Scams are Getting Smarter – Are You?

Gone are the days when scams were easily detectable and avoidable. While many pride themselves on their capability to detect and avoid these dangerous schemes, data shows that scammers exploit this overconfidence, using ever-advancing techniques to trick their typical elderly targets and younger digital natives.

One Citi survey found that 90% of U.S. adults believe they can identify and prevent financial scams, but more than a quarter of the 2,432 recipients of the online poll have been victims already. Additionally, 32% of Gen Zs report being victims of financial scams, the highest of any age group regardless of status as one of the most tech-savvy generations. Even more so, according to Deloitte, Gen Zs are...

Intro To Mortgages
Financial Education
Intro To Mortgages

Move over, March Madness! It’s time for March Mortgages! As you craft your winning basketball bracket, practice your knowledge of game-changing mortgage options to help you find your homebuying champion!
What is a Mortgage?
A mortgage is a loan agreement between an individual and a lender over the purchase of property, typically a home, secured by the property as collateral. Simply put, you borrow money to purchase a home and pay it back with interest. If you don’t repay the lender, they can take back the property (talk about an airball).
What Types of Mortgage Loans Are There?
The type of mortgage you choose affects important financial aspects of the home-buying process, like the interest rate and down payment. But with so many options, how do you know what’s best for you? Not to worry, my home-buying friends! Come along as we unpack the five main types of mortgages: fixed-rate, adjustable-rate, conventional, government-backed, and jumbo loans.

Conforming Vs. Nonconforming Mortgage...

Financial Investing for Beginners: Make the Most of 2025
Financial Education
Financial Investing for Beginners: Make the Most of 2025

Believe it or not, you’re already a pro at investing. Maybe not financial investing, but bear with me. At its core, investing is dedicating resources to something with the expectation that you’ll see growth come from that decision. That’s something you do every day! Check it out:

You invest love into your relationships with friends, family, and partners to deepen those bonds. For the gym rats out there, you invest energy into working out to improve your physical health. By reading this blog, you’re investing time into financial education, expecting that acquired knowledge to help you make well-informed investment decisions later.

What is Financial Investing?
In terms of financial investing, the goal is to dedicate money to opportunities that are likely to grow your wealth. Instead of simply saving your money in a savings account that earns little interest and doesn’t grow substantially, you can invest in opportunities with a higher rate of return and potentially earn far more....

Bankruptcy: To Fear or Not to Fear
Financial Education
Bankruptcy: To Fear or Not to Fear

“I declare…BANKRUPTCY!” - Michael Scott, The Office

While I often feel like sarcastically quoting this after paying $7 for a Starbucks coffee, bankruptcy is not an ordinary, everyday occurrence. Nor should it be, as it’s not something to take lightly in business or personal finances. However, this debt-relieving legal process can give individuals a “fresh start,” especially if they’re burdened with heavy outstanding balances and have exhausted other repayment options. But it’s not without its tradeoffs.

What is Bankruptcy?

Growing up, I thought bankruptcy was equivalent to pounding a big you’re-financially-done-for-forever stamp on someone’s forehead. And while bankruptcy can result from poor financial decisions, failed businesses, loss of income, and so on, the process itself is not always a bad thing, contrary to popular belief. In fact, it can be the exact opposite.

But before...

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