Take control of the wheel and your finances with competitive auto loan rates.
Loan Options
Available loan options for new, used, cars, trucks, SUV's and vans. Our terms start at 36 months to 84 months.*
*84 months is for NEW purchased, refinanced or lease buyout.
Get Started
Before applying for an auto loan, become a member and view our loan application requirements.
Auto Refinance
Take a turn for the better and refinance your auto loan, securing better rates and repayment schedules.
Lease Buyout
Love the car you’re leasing? Skip the goodbyes and take advantage of our auto loans to refinance your lease and keep the good times rolling.
Type of Loan | Rate (APR*) |
Auto Loans: New and Used | |
36 Months | 4.25% |
60 Months | 4.50% |
72 Months | 4.75% |
Auto Loans: New Only | |
*84 Months | 6.25% |
Classic Cars (1995 & older) | 6.75% |
Auto Refinance & Lease Buyout Rates | |
36 Months | 4.75% |
60 Months | 5.00% |
72 Months | 5.25% |
84 Months | 6.75% |
Guaranteed Asset Protection (GAP)
At 1166 FCU, we protect your vehicle and your finances.
While other protection services can cost as much as $750 to $1,600, you can access the benefits of GAP for as little as $350 as a 1166 FCU member.
GAP Benefits:
- Up to $1,000 auto insurance deductible reimbursement for ALL passenger vehicles (i.e., titled or registered) and insured by the enrolled member.
- $1,000 credit when your totaled vehicle is replaced with a vehicle financed by 1166 FCU.
Mechanical Breakdown Coverage:
When you apply for an auto loan, consider requesting our mechanical breakdown coverage. Depending on your car's eligibility, we can provide emergency roadside assistance and repair protections.
Auto Loan Application
Apply Here!
Rates are subject to change
