Home Equity Loans & Mortgages

Building your dream home doesn’t have to stay a dream. We offer home equity loans from one-time expenses to prolonged home improvements. Rest assured that we will be there to support your projects, brick by brick, with our affordable rates.

With 1166 FCU, you have access to home equity loans and a home equity line of credit (HELOC).

Reasons to get a Home Equity Loan:

  • Lump sum
  • Fixed interest rate
  • Fixed terms for five to 15 years
  • 15-year adjustable rate line of credit
  • Closing costs as low as $750

*Home equity loans vary by state

Reasons to get a Home Equity Line of Credit:

  • HELOC loans are a 15 year loan- they are broken down as a 5 year draw period and 10 year repayment
  • Adjustable interest rate
  • Draw money when you need it and only pay interest on the amount you draw
  • Pay us back on your own terms (weekly, bi-weekly, etc.)
  • No penalties or fees for use or early repayment
  • Great for all of your home renovation projects
Apply Now!

Home Loans

If you’re looking for a first mortgage, cash-out mortgage, or mortgage refinancing solution, look no further!

1166 FCU partners with Members First Mortgage to provide service in 41 states. We offer all the leading mortgage loan programs such as FHA, USDA, VA, FNMA, FHLMC, and conventional loans for our members' growing needs.

Apply Now!

States Currently Licensed In:

  • Alabama
  • Alaska
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Conquer your mortgage and calculate your monthly payment easily. Apply online or call +1 (866) 898-1818 to speak with our mortgage specialist!


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