Credit


What is a HELOC and When Should I Use One?

What is a HELOC and When Should I Use One?

*Cue the trumpets* It’s time we introduced you to the royally awesome, incredibly useful financial solution known as a home equity line of credit, often referred to as a HELOC. If you felt a little disappointed by the end of that sentence, trust me, HELOCs are worth the hype! There’s more to these powerful loans […]

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Credit Cards: Insider Info You Need To Know

Credit Card: Insider Info You Need To Know

The first inklings of credit cards appeared as clay tablets in ancient Mesopotamia, at least 5,000 years ago, recording transactions between merchants for payment of goods or services that would come later. Today, we are all too familiar with those thin, rectangular pieces of plastic, so much so that 77 percent of U.S. adults have […]

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Understanding Credit Scores: No Luck Required

March is the month of four-leaf clovers and Leprechauns, but did you know it’s also the perfect time to learn about credit and credit scores? That’s because March is National Credit Education Month! What’s even better? You don’t need any luck to be a credit expert! What is Credit? Let’s start at the beginning. What […]

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How to Build Credit When You Have None

Building credit scores

Building credit scores and cartwheels. What do the two have in common? Surprisingly more than you think. Let’s bring Simone Biles into the conversation. Yes, gymnastics legend and Olympic Gold Medalist Simon Biles (stay with me, I promise there is a method to my madness). Simone Biles has an insane history of being good at […]

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